CRED Refer and Earn Code [Working 2024] Referral Codes: Earn over ₹1000 Cashback on First Payment | Cred Helpline

Who doesn’t love rewards on your necessary expenses? With bills and expenses on the rise, finding ways to keep some extra cash in our pockets feels like discovering a hidden treasure. Enter the CRED Refer and Earn program. Imagine stumbling upon a secret treasure chest filled with rewards, cashback, and exclusive offers. That’s what CRED app offers and all while smartly managing your credit card expenses, in this article we’ll explore how you can unlock this treasure trove.

What is CRED app?


CRED is like a loyal friend who helps you manage your credit cards. It’s a platform where you can pay your credit card bills, track your spending, and even earn rewards. But the cherry on top is the CRED Refer and Earn program. Having doubts about the CRED app safety, click here.

How to claim CRED Refer and Earn Program Cashback Offer?


Steps to join CRED and receive cashback and rewards:

  • Download through CRED Referral Code Link, click here. Check here if you are eligible to become CRED member.
  • Sign Up through app and add your Credit Card, type in the cardholder’s name to receive Rs. 1 on your card. Find if you can join CRED!
  • After first successful transaction on app you will receive cashback.
  • Then you can also Refer your Friends: Share your unique own referral code with friends.
  • They Join: When your friend joins using your referral code, even more magic happens.
  • Earn Cashback: You and your friend earn cashback after their first successful payment.

Think of it like planting a tree. You sow the seed (share the referral code), your friend nurtures it (joins CRED), and together you enjoy the fruits(cashback) 😀 .

CRED Referral Terms and Conditions for Points

We have made this data into easy to read format from Loyalty points : CRED terms and conditions official page and may differ from exact points, we encourage you to refer their website for official info.

What is and How to earn CRED Coin (“Coins”):

  • Earned by making credit card bill payments or using CRED Refer and Earn offer through the CRED App.
  • One-to-one conversion: Every rupee paid equals one Coin.
  • Cannot be purchased; only earned through app usage.

What is and How to earn CRED Gems (“Gems”):

  • Earned by referring friends to the CRED App.
  • Up to 10 gems rewarded for each successful referral.

How can you Redeem CRED Points:

  • Coins and Gems can be redeemed to participate in rewards or offers.
  • Exclusive to regular users of the CRED App.

How can CRED controls Rights over their use?:
a. May change the mode of accruing loyalty points.
b. Can disqualify users who misuse the offer or engage in fraudulent activities.
c. May change, discontinue, or introduce new forms of loyalty points.
d. May specify an expiry period for Coins and Gems.

  • The loyalty points, including both Coins and Gems, encourage regular use of the CRED App.
  • These points offer tangible benefits but are governed by specific terms and conditions as decided by CRED.

What if CRED referral cashback not received?

Kindly follow the steps mentioned below if CRED Referral not working – we’ll have to link the referral:

1. Login CRED app and go to Control Center (top right corner of the page)
2. Scroll down to find ‘Support’ and open it.
3. Tap on the ‘need more help?’ option.
4. Tap on Referrals&Gems
5. Tap on ‘I have been referred by a friend’ or
6. Tap on ‘I did not get gems
7. In the next step please enter your referrer’s contact number and reconfirm the same.
8. If their system accepts, you will get the referral gems in a minute.
Enjoy!! 😀

How to Share CRED Refer and Earn Code Link on WhatsApp: Cred Referral Code

  1. Download through CRED Referral Code Link, click here or Google Playstore.
  2. During registration, provide your name and phone number. You’ll need them to link your bank or credit card later.
  3. To ensure you meet the minimum eligibility, CRED will verify your credit score with credit bureaus like CIBIL, Experian, CRIF, and more.
  4. Once your credit card is verified, settle the balance by making a full payment, partial payment, or a minimum payment of your choice.
  5. Go to your Profile/Account and find option to Refer and Earn, share the link or copy to Whatsapp.
  6. Every time you clear your credit card bill, you’ll receive cash and a fixed amount of Cred Coins.

Frequently Asked Questions


  1. What is the CRED Refer and Earn program?
    It’s a referral program that allows you to earn cashback by referring friends to CRED.
  2. How much can I earn with the CRED Refer and Earn program?
    You can earn over ₹1000 cashback with your first payment.
  3. Is the CRED app safe to use?
    Yes, the CRED app follows stringent security measures to protect your information.
  4. Can I withdraw my cashback?
    We can utilize our cashback on services provided on app like bill payments, shopping etc. as per the terms and conditions provided by CRED.
  5. Where can I download the CRED app?
    REFERRAL LINK The CRED app is available on both the iOS App Store and Google Play Store.

CRED Customer Care Helpline Number

CRED doesn’t have a phone number for customer care, you can talk to support using the chat in the app or send to CRED email: support@cred.club
You can also contact the CRED customer care social media platforms – Facebook, Instagram, Twitter for queries or support:

  1. Facebook: DM queries at @support.cred
  2. Instagram: DM questions at cred_club
  3. Twitter: DM @CRED_support or visit official page – @CRED_club .
  4. Official Website: cred.club

Check CRED App Safety Review, here with guide on earning Rewards on CRED.


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