For flights, hotels and airport lounges, these cards earn the best miles and travel rewards and come with the strongest lounge access.
Our top pick for this is HDFC Regalia Gold — A mid-premium rewards and travel card with accelerated points, domestic and international lounge access and strong brand vouchers — a step up for higher spenders.
| # | Name | Score | Joining Fee | Annual Fee | Fee Waiver | Top Reward |
|---|---|---|---|---|---|---|
| 7 | HDFC Regalia Gold | 8.1/10 | ₹2,500 | ₹2,500 | ₹4L/yr spend | 4 pts/₹150 + lounge |
| 9 | Axis Atlas | 7.9/10 | ₹5,000 | ₹5,000 | — | EDGE Miles + lounge |
A mid-premium rewards and travel card with accelerated points, domestic and international lounge access and strong brand vouchers — a step up for higher spenders.
A travel-first miles card. EDGE Miles transferable to airline and hotel partners, tiered milestone benefits and lounge access make it a favourite for frequent flyers.
Fees and rewards indicative as of June 2026 and change often — confirm on the bank's site before applying. A credit card is borrowing; pay in full to avoid interest. Information only, not financial advice.